Cost of living crisisICV's response
Islamic Council of Victoria
In an emergencyIf you or someone else is in immediate danger, call 000 now. For 24/7 crisis support call Lifeline on 13 11 14.

Financial Support

I need to borrow for an essential item without interest (riba-free)

Interest-free loans & advances (riba-free)

Showing 3 services

Good Shepherd - No Interest Loans (NILS)

Australia-wide

Interest-free loans with no fees or charges ever, so you repay only what you borrow. Borrow up to $2,000 for essentials such as appliances, furniture, car repairs, medical, dental, or a computer (phones and portable devices capped at $1,000), up to $3,000 for…

No public street address relied on for service - apply by phone 1300 770 550 or online, operates nation-wide with Good Money stores in Victoria

RentAssist Bond Loan (Homes Victoria)

Government serviceAll of Victoria

An interest-free Victorian Government loan covering your rental bond when you move into a private rental. The loan must be repaid: at the end of your tenancy the Residential Tenancies Bond Authority usually refunds the bond straight to DFFH, which repays the l…

No public street address - apply via myGov / HousingVic online services or a local housing office, operates state-wide

Services Australia - Centrelink Advance Payment

Government serviceAustralia-wide

If you receive a Centrelink payment you can take part of your own future payments early as a lump sum, then repay it out of your following payments. There is no interest and no fee, you repay exactly what you took.

No public street address - apply via myGov or Centrelink, operates nation-wide

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Need an interpreter? Call TIS National on 131 450 and ask them to phone the service for you. This is free. Call 131 450

The ICV lists these services as a referral point. We do not run them and cannot guarantee availability. Contact details are checked regularly, but please confirm with the service before travelling.

Directory last reviewed 7 September 2026.

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